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COMPLIANT PLAN DESIGN FOR 2018 AND 2019

Here is a quick recap of IRS inflation-adjusted limits for 2018, covering a range health, retirement, and fringe benefits.  Also, the Department of Health and Human Services has proposed benefit and payment parameters for 2019, because it’s never too early to start planning!

  • Compliance Overview: Employee Benefit Plan Limits for 2018     #146406
  • Benefits Buzz, December 2017:     #146358
    • Benefit Plan Limits for 2018 Announced
  • ACA Compliance Bulletin: Proposed Notice of Benefit and Payment Parameters for 2019    #159391

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SURVEY SUMMARY

This 3-page summary provides quick highlights of the 2017 Employer Health Benefits Annual Survey.  For a copy of the full 220-page survey, look back at Touchstone’s October 2017 newsletter; just click on the link under the article “2017 Kaiser Survey.”

  • Benefits Insights: Summary of the 2017 Employer Health Benefits Annual Survey     #147357

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RULES FOR DISABILITY BENEFIT CLAIMS

The Department of Labor recently announced that it will delay application of its revised rules for handling disability claims.  Instead of becoming effective January 1, the rules are being reviewed and will not become effective until April 1, 2018.  Touchstone will keep you advised of any further changes to these requirements.

  • Compliance Bulletin: DOL Delays New Rules for Disability Benefit Claims     #146957

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HEALTH AND WELLNESS ASSISTANCE

We offer a few seasonally-appropriate articles to help with your employee newsletter:

  • Live Well, Work Well – December 2017:     #146279
    • Safety First: Holiday Decorations
    • 3 Charitable Giving Ideas for this Holiday Season
    • Tips for Sticking to Your Diet During the Holidays

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FULLY INSURED VS SELF-INSURED VS LEVEL FUNDING

This quick explanation of the differences among the 3 most common types of health plan funding models might help you with training new staff or discussing a change in funding with your peers in HR and Finance.

  • Infographic: Overview of Common Payment Models     #157632

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COMPLIANCE GUIDANCE FROM THE IRS

During the past few weeks the IRS issued new guidance on two health plan concerns. The directions regarding qualified small employer health reimbursement arrangements include technical rules.  QSEHRAs allow small employers who do not offer group health plans to provide their employees with funds for healthcare expenses. The other piece covers rules for health plan shared responsibility payments.

  • Compliance Bulletin: IRS Issues New Guidance on Qualified Small Employer HRAs    #158742
  • ACA Compliance Bulletin: IRS Issues Pay or Play Enforcement Guidance     #158819

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HUMAN RESOURCES UPDATES

Human Resources professionals might be interested in the following articles / tools introduced this month:

  • HR Brief:     #146376
    • DOL Provides Update on Overtime Rule
    • Opioids: A Health Emergency
  • Compliance Bulletin: EEOC Launches Online Portal for Employment Discrimination Charges #159339
  • Scorecard: Organizational Stress      #159446

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STATE EMPLOYMENT LAW UPDATES

Just one new article was produced in the past month regarding state laws:

  • Arkansas: Workers Compensation – Employer Responsibilities     #158948

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TELEMEDICINE

This 19-page guide covers the pros and cons of introducing telemedicine to your health or wellness plan.  The cost savings and convenience of remote medical assistance make it an attractive innovation for both employees and plan sponsors, fostered by advances in consumer-friendly technology.

  • Benefits Toolkit: Telemedicine     #159503

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